There are three things that will take up the majority of your paycheck: housing, transportation, and food. Transportation and food costs can easily be lowered, but housing costs cannot. Where you live dictates how much your housing costs are and there’s not much you can do to change this. With that being said, most of us still seem hell bent on living near the hustle and bustle of the big city. The big question is, can you actually afford to do this? Unless you’ve got a healthy income, the answer is probably a hard no. I’m sorry. You can argue with me all you want, but at the end of the day I’m pretty sure your landlord won’t take an I.O.U. and a handful of tear-soaked dollar bills. Continue reading “Can You Afford To Live In The City? (Hint: Probably Not)”